Take-home pay calculator

The same gross income as an employee, a contractor inside IR35 and a contractor outside IR35. England only.

Assumes no other income in the tax year. Doesn't change the limited company route: its costs and director salary are annual.

Assumptions

Inside IR35

Outside IR35

Outside IR35

Limited company: how much profit do you take as dividends?

Contract figures exclude paid holiday, pension, sick pay and gaps between contracts.

IR35 status is decided by the client, not by this tool. Check it before you rely on either contract route.

Work backwards